{ "__env": {}, "app": { "contextual": [] }, "joinUrl": "https:\/\/enroll.gallagher-affinity.com\/join-today?product=70634AE2-B10B-EA11-9105-D06726BAEF5A", "errors": {}, "obLevel": 1, "memberId": "43a88804-04ef-4d6a-a4e9-1e9c3df692b9", "firstName": "RICH", "profilePictureSrc": "https:\/\/www.ethics.net\/members\/43a88804-04ef-4d6a-a4e9-1e9c3df692b9\/image", "name": "RICH ZEITZ, ChFEBC\u2120", "hasBgCheck": false, "bgCheckExpires": null, "memberSinceDate": "12\/19\/2013", "memberThroughDate": "11\/28\/2023", "address": " ", "website": "http:\/\/www.braviasfinancial.com", "phoneNumber": "7327022600", "customContent": null, "canEdit": false, "industrySelect": [ { "id": "19b93bed-391d-43c7-8a1c-39a1d7c043d7", "category": "Insurance & Financial", "name": "Accountant\/Accounting Services" }, { "id": "736beefe-e382-42e4-8824-101d159701d6", "category": "Education Services", "name": "Administrative Services" }, { "id": "d8067ff9-d22d-4d40-b6fa-4cd10cd9fe7c", "category": "Travel", "name": "Agent" }, { "id": "e2073b7c-33e7-4f0d-8e26-35462bc1334c", "category": "Security and Investigative Services", "name": "Alarm Systems" }, { "id": "abd2859d-9a7a-476d-b1c7-3b97a20cda56", "category": "Healthcare", "name": "Alternative Medicine" }, { "id": "4772326a-bb2a-4e33-9e61-64fe43d22d72", "category": "Construction", "name": "Architecture" }, { "id": "6e73d289-9f06-4e6c-9e16-1c77956a4566", "category": "Legal Services", "name": "Attorney" }, { "id": "7a9f9e29-1e18-4477-be0f-e3a90062a26a", "category": "Legal Services", "name": "Bail Bondsman" }, { "id": "45004b13-cda3-4c70-a33e-9951e3b70f43", "category": "Insurance & Financial", "name": "Banking" }, { "id": "87f14a80-b274-43a3-b785-2afbe39ee3a0", "category": "Professional Services", "name": "Carpet Care" }, { "id": "c326cb7a-7110-465a-901f-b0667e56e765", "category": "Insurance & Financial", "name": "Certified Financial Planner" }, { "id": "cc0f71da-b47b-43bc-9aa2-32abed66b2e9", "category": "Professional Services", "name": "Child Care" }, { "id": "0f7fa2e6-af47-461f-9cc5-775a9c90f8d0", "category": "Professional Services", "name": "Consulting\/Management" }, { "id": "0a7c6922-cd73-47bf-b4d8-61a0aa7f14bd", "category": "Construction", "name": "Contractor" }, { "id": "6ac71fcd-9924-4831-9030-1e9b553aa18f", "category": "Insurance & Financial", "name": "Debt Relief and Settlement Services" }, { "id": "d4c80f4d-140a-ea11-9115-d06726c7f1d0", "category": "Default", "name": "Default Regulators" }, { "id": "530a9008-9165-4edf-a237-1f8128744524", "category": "Healthcare", "name": "Dental" }, { "id": "815cba93-f6d3-46b9-82e0-1f6afcfc61a0", "category": "Construction", "name": "Design" }, { "id": "a219fd63-2695-47c7-b2bb-5850940b7cc9", "category": "Computer \/ Internet", "name": "E-commerce" }, { "id": "9b8ef575-12d3-41f5-bf1c-74323b928a5c", "category": "Education Services", "name": "Education" }, { "id": "7ce60b98-01d9-4de0-b0f9-9ca751205944", "category": "Construction", "name": "Engineering" }, { "id": "584478e0-cc2d-4e70-a0fe-316f6a01fce0", "category": "Food and Hospitality", "name": "Entertainment" }, { "id": "9d9764ef-89b8-4884-bc8c-745f4de4513a", "category": "Food and Hospitality", "name": "Event Planning" }, { "id": "814edd4d-a56a-45c0-9b3e-427ab44e386e", "category": "Insurance & Financial", "name": "Financial Advisor" }, { "id": "755bb54d-3c81-4e77-814a-a84f6d6a0e3a", "category": "Insurance & Financial", "name": "Financial Services" }, { "id": "728b4cb8-3bc8-40ef-b467-0a7c9ee2e7cf", "category": "Healthcare", "name": "Fitness and Nutrition" }, { "id": "c1a1240f-bfe9-44fc-94f7-5fb289e23271", "category": "Construction", "name": "Home Inspector" }, { "id": "b2f93efd-a727-4ec6-86c5-9a23ad3cf201", "category": "Food and Hospitality", "name": "Hotel\/Motel" }, { "id": "ac9d5d26-f717-4075-91a9-5e97406e443b", "category": "Professional Services", "name": "House Cleaning" }, { "id": "d532f7fe-0507-43db-98d5-b089073a45f3", "category": "Insurance & Financial", "name": "Insurance Agent" }, { "id": "e5220631-0bfd-446b-869a-2f57d6b60c30", "category": "Insurance & Financial", "name": "Insurance Broker" }, { "id": "20fd2ca2-8409-4a61-9c06-6a487638cca8", "category": "Insurance & Financial", "name": "Insurance and Financial Services" }, { "id": "38729c53-01e8-4dc9-b900-4cb5e7c6dae9", "category": "Insurance & Financial", "name": "Investment Advisor" }, { "id": "dd4be488-3273-4ec3-ba46-9c3f9170a137", "category": "Insurance & Financial", "name": "Investment Advisor Representative" }, { "id": "5514965d-8630-48cf-ab06-3ffada244775", "category": "Professional Services", "name": "Janitorial Services" }, { "id": "8dad3ea5-0c87-4588-8737-c105a7f5aa40", "category": "Professional Services", "name": "Landscape Maintenance" }, { "id": "9de900cb-173d-4150-8c8d-5efe939c94f9", "category": "Legal Services", "name": "Legal" }, { "id": "0b050b02-95c8-49f9-b62f-d2b073691e10", "category": "Security and Investigative Services", "name": "Locksmith" }, { "id": "7b377f2e-567b-48e6-b1e8-a2ee80afb183", "category": "Automotive", "name": "Maintenance\/Repair" }, { "id": "aae7a48a-3312-4712-b521-bed210a2495c", "category": "Goods and Services", "name": "Manufacturing" }, { "id": "52d305be-db44-4233-86b1-3bfb87110bd8", "category": "Computer \/ Internet", "name": "Marketing\/Sales" }, { "id": "87115c92-b80f-4a36-a034-77b02f7b3e17", "category": "Healthcare", "name": "Medical" }, { "id": "51d69395-5d3f-4f86-8e48-d2ca161747cb", "category": "Healthcare", "name": "Mental Health" }, { "id": "3848b139-7c4c-462f-9287-6d5e0b216b1b", "category": "Real Estate", "name": "Mortgage Services" }, { "id": "903109fb-593b-40be-b05f-6dd4548b3f55", "category": "Computer \/ Internet", "name": "Networking\/IT\/IS" }, { "id": "e81b6724-0216-4410-8f1c-606468f08b57", "category": "Legal Services", "name": "Notary Public" }, { "id": "c8169694-9966-4702-a6b2-66f52694604e", "category": "Healthcare", "name": "Nursing" }, { "id": "efa40b4b-3886-4036-8ea0-011de6f67045", "category": "Professional Services", "name": "Organization" }, { "id": "2232ad52-356e-49a2-9ce2-c94ddfcfb281", "category": "Other", "name": "Other" }, { "id": "f8e7fef7-e493-452e-aa24-0afd93ae2634", "category": "Legal Services", "name": "Paralegal" }, { "id": "9b24dde1-7776-4db3-93e6-ecbcdc07db91", "category": "Professional Services", "name": "Pet Services" }, { "id": "674c6364-f549-4979-8246-644111658ae3", "category": "Healthcare", "name": "Plastic Surgery" }, { "id": "b5e58f1a-7c48-4469-b5e2-f46d6e2fe34c", "category": "Professional Services", "name": "Pool Maintenance" }, { "id": "29d811ac-a7e7-4342-a0ed-b84447a6a284", "category": "Security and Investigative Services", "name": "Private Investigator" }, { "id": "94974396-f3aa-4102-9fdc-8c2965f1ab80", "category": "Security and Investigative Services", "name": "Private Security" }, { "id": "c5bb7a3f-0190-4624-8d6f-4f577907b0f5", "category": "Real Estate", "name": "Real Estate Agent" }, { "id": "7e293ea4-56a7-4383-a858-29e294b3788f", "category": "Real Estate", "name": "Real Estate Broker" }, { "id": "d4d8a935-3e0f-4692-8191-2b556caf0aca", "category": "Real Estate", "name": "Realtor" }, { "id": "e8683edb-3239-4f0a-ac7e-58c57d396300", "category": "Insurance & Financial", "name": "Registered Investment Advisor" }, { "id": "9ba67630-27fa-4deb-a41c-c9d5a609415c", "category": "Security and Investigative Services", "name": "Repossession" }, { "id": "b7729e0a-d12b-41c1-8760-5feabab37ee6", "category": "Food and Hospitality", "name": "Restaurant" }, { "id": "6b0e94cf-6222-4951-af81-2231bfd23710", "category": "Goods and Services", "name": "Retail" }, { "id": "46f05307-4dd9-42f5-93f9-0d3d7e140e2f", "category": "Automotive", "name": "Sales" }, { "id": "0b2e4d3e-2814-4e4a-87db-fb0d519eeb8d", "category": "Insurance & Financial", "name": "Stock Broker" }, { "id": "cd651272-047c-449c-90a4-ff34864de61e", "category": "Food and Hospitality", "name": "Supplies" }, { "id": "36f179b7-e630-49e6-a1e1-1cd305942d39", "category": "Education Services", "name": "Teacher" }, { "id": "10dfc164-d71b-408a-870d-629c219ae14a", "category": "Travel", "name": "Transportation Services" }, { "id": "1a97f5d0-c6c7-4711-8e09-f05ea0373653", "category": "Education Services", "name": "Tutors" }, { "id": "9eab6c8b-a82b-4154-b591-b46cfd7fff51", "category": "Healthcare", "name": "Veterinary" }, { "id": "e0c7d37e-2153-41c3-b18d-bb753cbba295", "category": "Computer \/ Internet", "name": "Web Design\/Development" }, { "id": "f1faec3e-ce9d-4d12-982a-c957e4b0bad9", "category": "Goods and Services", "name": "Wholesale" }, { "id": "2c54355a-0a3c-45f7-b2a6-f195b183ba8c", "category": "Professional Services", "name": "Window Cleaners" } ], "demographics": { "memberId": "43a88804-04ef-4d6a-a4e9-1e9c3df692b9", "title": null, "firstName": "RICH", "middleInitial": null, "lastName": "ZEITZ, ChFEBC\u2120", "suffix": null, "jobTitle": "President", "companyName": "BRAVIAS FINANCIAL", "industryPrimary": "Registered Investment Advisor", "industrySecondary": "Insurance and Financial Services", "hasBgCheck": false, "bgCheckExpires": null }, "contactDetails": { "address": { "id": "c185f030-0637-ea11-910c-d06726baef58", "memberId": "43a88804-04ef-4d6a-a4e9-1e9c3df692b9", "addressType": "Profile", "index": 0, "address1": "33 South Wood Avenue", "address2": "6th Floor", "city": "Iselin", "state": "NJ", "postalCode": "08830", "country": "United States", "display": false, "active": true, "createdDate": "2020-01-14T13:43:52.873", "modifiedDate": "2020-11-20T08:33:30.573", "modifiedBy": "Scribe-CMS-CRM", "isDirty": false }, "homePhone": { "key": "memberId" }, "businessPhone": { "key": "memberId" }, "faxPhone": { "key": "memberId" }, "mobilePhone": { "key": "memberId" }, "phoneNumbers": [ { "id": "89a50f4b-8678-4846-b472-770ee918095f", "memberId": "43a88804-04ef-4d6a-a4e9-1e9c3df692b9", "phoneType": "Business", "index": 0, "number": "7327022600", "extension": null, "display": false, "active": true, "createdDate": "2019-12-10T21:35:09.563", "modifiedDate": "2020-11-20T08:33:30.947", "modifiedBy": "Scribe-CMS-CRM", "isDirty": false }, { "id": "3746e62c-cf7d-44b8-8d8b-a8d9cf256e62", "memberId": "43a88804-04ef-4d6a-a4e9-1e9c3df692b9", "phoneType": "Mobile", "index": 1, "number": "2676791158", "extension": null, "display": false, "active": true, "createdDate": "2019-12-10T21:35:09.563", "modifiedDate": "2020-11-20T08:33:30.527", "modifiedBy": "Scribe-CMS-CRM", "isDirty": false }, { "id": "c285f030-0637-ea11-910c-d06726baef58", "memberId": "43a88804-04ef-4d6a-a4e9-1e9c3df692b9", "phoneType": "Home", "index": 0, "number": "", "extension": null, "display": false, "active": true, "createdDate": "2020-01-14T13:43:52.92", "modifiedDate": "2020-11-20T08:32:30.75", "modifiedBy": "Nea Update \/ Add", "isDirty": true }, { "id": "c385f030-0637-ea11-910c-d06726baef58", "memberId": "43a88804-04ef-4d6a-a4e9-1e9c3df692b9", "phoneType": "Fax", "index": 0, "number": "", "extension": null, "display": false, "active": true, "createdDate": "2020-01-14T13:43:52.983", "modifiedDate": "2020-11-20T08:32:30.78", "modifiedBy": "Nea Update \/ Add", "isDirty": true } ], "emailAddress": { "id": "c485f030-0637-ea11-910c-d06726baef58", "memberId": "43a88804-04ef-4d6a-a4e9-1e9c3df692b9", "emailType": "Profile", "index": 0, "email": "rich@braviasfinancial.com", "display": false, "active": true, "createdDate": "2020-01-14T13:43:53.047", "modifiedDate": "2020-11-20T08:33:30.353", "modifiedBy": "Scribe-CMS-CRM", "isDirty": false }, "website": "http:\/\/www.braviasfinancial.com" }, "regulators": { "state": [ { "id": "8da440cb-cb54-4378-9b20-85e114349d4c", "name": "New Jersey Bureau of Securities", "address1": "153 Halsey Street 6th Floor P.O. Box 47029", "address2": "", "city": "Newark", "state": "NJ", "postalCode": "07102", "phone1": "9735043600", "phone2": "8664468378", "email1": "askBureauOfSecurities@dca.lps.state.nj.us", "email2": "", "webSite1": "http:\/\/www.njconsumeraffairs.gov\/bos\/", "webSite2": "", "level": "State" }, { "id": "5e29aca3-8ec6-4bc2-8955-8e3644c92dd3", "name": "New Jersey Department of Banking and Insurance", "address1": "20 West State Street PO Box 325", "address2": "", "city": "Trenton", "state": "NJ", "postalCode": "08625", "phone1": "6092927272", "phone2": "8004467467", "email1": "", "email2": "", "webSite1": "http:\/\/www.state.nj.us\/dobi\/index.html", "webSite2": "https:\/\/sbs-nj.naic.org\/Lion-Web\/jsp\/sbsreports\/AgentLookup.jsp", "level": "State" } ], "federal": [ { "id": "e1f172f2-e271-40a7-9ada-e0ded8d4699d", "name": "Securities and Exchange Commission (SEC)", "address1": "100 F Street, NE", "address2": "", "city": "Washington", "state": "DC", "postalCode": "20549", "phone1": "2029428088", "phone2": "8007320330", "email1": "publicinfo@sec.gov", "email2": "", "webSite1": "http:\/\/www.sec.gov\/index.htm", "webSite2": "http:\/\/www.sec.gov\/complaint.shtml", "level": "Federal" }, { "id": "c985bc30-ca33-40f5-a28f-ecde421557d7", "name": "Financial Industry Regulatory Authority (FINRA)", "address1": "1735 K Street", "address2": "", "city": "Washington", "state": "DC", "postalCode": "20006", "phone1": "3015906500", "phone2": null, "email1": "", "email2": "", "webSite1": "http:\/\/brokercheck.finra.org\/", "webSite2": "", "level": "Federal" }, { "id": "a8659f1d-1ec4-4366-beb3-46c8fb478a31", "name": "Federal Trade Commission", "address1": "600 Pennsylvania Avenue, NW", "address2": "", "city": "Washington", "state": "DC", "postalCode": "20580", "phone1": "8773824357", "phone2": "2023262222", "email1": "", "email2": "", "webSite1": "http:\/\/www.ftc.gov", "webSite2": "", "level": "Federal" } ], "national": [ { "id": "4c6cb735-d03d-4d8e-95ed-f60a39e6f17c", "name": "Consumer Financial Protection Bureau", "address1": "P.O. Box 4503", "address2": "", "city": "Iowa City", "state": " I", "postalCode": " 52244", "phone1": "8554112372", "phone2": null, "email1": "info@consumerfinance.gov", "email2": "whistleblower@consumerfinance.gov ", "webSite1": "http:\/\/www.consumerfinance.gov\/", "webSite2": "", "level": "National" } ] }, "profile": { "id": "9725ab05-fb5a-4d00-9477-5fb579ec2bdc", "memberId": "43a88804-04ef-4d6a-a4e9-1e9c3df692b9", "formerId": 32971, "profileType": "Individual", "website": "http:\/\/www.braviasfinancial.com", "specialty": "Federal Employees", "showDates": "Both", "showCustom": 1, "showTestimonials": 1, "showReviews": 1, "showRating": 1, "showGallery": 1, "showMap": 1, "showEmail": 1, "showPhone": 1, "showAddress": 1, "showSocial": 1, "visits": 7225, "customCopy": "<p><span style=\"font-size: 12pt;\">Rich Zeitz is the Founder and President of Bravias Financial, and best-selling author of “Plan Smart, Retire Right: A Common Sense Approach to a Stress-Free Retirement”. He is a graduate of Penn State University and a veteran in financial services since 1994. As a proud member of the National Ethics Association, his firm is built on the foundation of trust, integrity, and best practices. He has become a thought leader in the industry having written guides and articles focused on retirement planning strategies and has been seen in <em>US News and World Report, Investopedia, Yahoo! Finance, The Street, MarketWatch, ABC, CBS, FOX, NBC, <\/em>and<em> The National Financial Educators Council<\/em>, to name a few.<\/span><\/p>\n<p><span style=\"font-size: 12pt;\">In addition to conducting educational workshops and seminars, he frequently speaks to various organizations about wealth management and retirement readiness. Rich also invests time mentoring and educating other financial advisors across the country, sharing his philosophy and approach.<\/span><\/p>\n<p><span style=\"font-size: 12pt;\">Rich, like his firm, remains completely independent. “Bravias is not owned by a bank, brokerage firm or insurance company. This independence allows us to work in a conflict-free environment and do what we feel is best for each client.” He started Bravias Financial in 2008 to help guide investors on the path towards financial security. “As an independent wealth management firm, we represent our clients rather than any one particular company. This independence is vital in delivering objective advice.” Through the years, Rich has built a reputation helping people achieve a more meaningful financial future. His holistic approach to planning is designed to address all possible financial concerns and help clients truly achieve the financial future they imagine and deserve.<\/span><\/p>\n<p><span style=\"font-size: 12pt;\">Rich holds the prestigious Chartered Federal Employee Benefits Consultant (ChFEBC<span style=\"font-size: 8pt;\"><sup>SM<\/sup><\/span>) designation – a designation for retirement planners willing to tackle the labyrinth of Federal Benefits. It’s obtained by successfully completing an intensive training course and rigorous examination covering all federal employee benefits. The Federal benefits and retirement market requires ongoing training and constant updating as benefit regulations shift, and it demands even more expertise from planners to incorporate these benefits into a holistic retirement strategy. He provides thorough financial education and guidance to federal employees in all aspects of their career and advises them on how to reach their retirement goals within the federal benefits system.<\/span><\/p>\n<p> <\/p>\n<p> <\/p>\n<p> <\/p>\n<p><span style=\"font-size: 10pt;\"><em>Investment Advisory Services offered through Bravias Capital Group, LLC, a New Jersey State Registered Investment Adviser. Bravias Capital Group, LLC and Bravias Financial are independent entities. Bravias Financial and Bravias Capital Group are not affiliated with, endorsed, or sponsored by the U.S. Federal Government, agency, or any State Government. Federal Seminars and ChFEBC<\/em><\/span><span style=\"font-size: 8pt;\"><sup><span style=\"font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;\">SM<\/span><\/sup><\/span><em style=\"font-size: 10pt; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;\">, Inc. owns the symbol marks ChFEBC<\/em><span style=\"font-size: 8pt;\"><sup><span style=\"font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;\">SM<\/span><\/sup><\/span><em style=\"font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif; font-size: 10pt;\">, Chartered Federal Employee Benefits Consultants? and ChFEBC<\/em><span style=\"font-size: 8pt;\"><sup><span style=\"font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;\">SM<\/span><\/sup><\/span><em style=\"font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif; font-size: 10pt;\">, logo. in the U.S., which it awards to individuals who successfully complete Federal Seminars and ChFEBC?, Inc initial and ongoing certification requirements.<\/em><\/p>", "socialFacebook": "www.facebook.com\/braviasfinancial", "socialLinkedin": "www.linkedin.com\/bravias-financial", "socialTwitter": "www.twitter.com\/braviasfin", "socialYouTube": "https:\/\/www.youtube.com\/braviasfinancial", "socialSkype": "", "yelpHandle": null, "photoUrl": "\/files\/members\/32971\/profile.png", "companyPhotoUrl": null, "logoUrl": null, "backgroundCheckExipration": null, "regulatorCheckExipration": null, "licenseCheckExipration": null, "lastVist": "2019-12-19T07:41:47" } }
You are about to navigate away from the ethics.net website.