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INVESTED IN YOUR FUTURE.<\/span><\/em><\/p>\n<p><span style=\"font-size:13px;\">John J. Brais has provided retirement counseling and financial advisement services since 1998. He founded Horizon Financial Services, LLC, to better serve his clients and offer them a greater selection of investment options suited for their overall financial needs and goals for retirement. John works closely with his clients to create financial plans that are understandable as well as actionable.\u00a0<\/span><\/p>\n<p><span style=\"font-size:13px;\">John and the advisors of Horizon Financial Services, LLC, have the knowledge and experience needed to create comp<\/span><span style=\"font-size:13px;\">rehensive financial plans for each client relationship. An in-depth portfolio analysis, as well as tax and estate planning, are keys to this comprehensive approach. <\/span><\/p>\n<p><span style=\"font-size:13px;\">Horizon Financial Services, LLC, is\u00a0<\/span><span style=\"font-size:13px;\">pleased to offer the following services:\u00a0<\/span><\/p>\n<ul><li><span style=\"font-size:13px;\">Investment and financial advisory services<\/span><\/li>\n<li><span style=\"font-size:13px;\">Retirement and strategic IRA planning<\/span><\/li>\n<li><span style=\"font-size:13px;\">Family legacy and estate planning<\/span><\/li>\n<li><span style=\"font-size:13px;\">Integrated wealth management<\/span><\/li>\n<li><span style=\"font-size:13px;\">Tax planning and risk management<\/span><\/li>\n<li><span style=\"font-size:13px;\">Social Security strategies<\/span><\/li>\n<\/ul><p><span style=\"font-size:13px;\">When it comes to securing your future, relationships make the difference. At Horizon Financial Services, LLC, respect, commitment and genuine care and concern are the foundations for each client relationship. To learn more, please visit our website, <a href=\"\/\">www.horizonfs.com,<\/a>\u00a0or contact our office to schedule a free, no-obligation appointment.<\/span><\/p>\n<p><em><span style=\"font-size:13px;\">TD Ameritrade is the custodian for all securities accounts. Advisory services are offered by Horizon Financial Services, LLC, an SEC Registered Investment Advisor. 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