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Member Through
01/01/2023
Massachusetts Secretary of the Commonweath Securities Division
Massachusetts Division of Insurance
Consumer Financial Protection Bureau
Federal Trade Commission
Securities and Exchange Commission (SEC)
Financial Industry Regulatory Authority (FINRA)
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"customCopy": "<p><strong>Federal Retirement Solutions LLC<\/strong>\u00a0is a company dedicated to helping working families create lifetime income streams and retirement portfolios; protecting their lifestyle and accounts more safely than they ever imagined possible, so that they may experience a worry-free retirement. \u00a0Our company is a retirement planning firm that specializes in principal protection and guaranteed lifetime income and cash flow strategies.\u00a0 Our clients don\u2019t lose money due to stock market fluctuations.\u00a0 They enjoy a simple, yet powerful approach that protects hard-earned assets against market losses, while at the same time providing a consistent, reasonable rate of return.<\/p>\n<p><strong>\u00a0<\/strong><strong>Craig Shepard, ChFEBC(sm), NSSA<\/strong><\/p>\n<p><strong>Chartered Federal Employee Benefits Consultant\u00a0<\/strong><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p>Craig holds a B.S. in Business Finance from Valparaiso University.\u00a0 He has twenty-one years of experience in financial services with an emphasis on Retirement Income Planning.\u00a0 A Fiduciary and an Investment Advisor Representative, Craig is Series 66, Life, Accident & Health insurance licensed in Massachusetts, New Hampshire and Rhode Island.\u00a0 Craig is also FedSmart\u2122 trained and is a National Social Security Advisor.<\/p>\n<p>A native New Englander, Craig grew up in South Burlington Vermont and is a Massachusetts resident for the last 28 years.\u00a0 Married for 24 years to his wife, Jerilyn, they live in Natick, Massachusetts \u2013 a short distance from their three grandsons: Jackson, Justin and Jordan.\u00a0 As an enthusiastic outdoorsman and fisherman, when not working, Craig has been known to take the boys to remote wilds of New England in pursuit of Striped Bass, Maine Brooktrout and Atlantic Landlocked Salmon.<\/p>\n<p><strong>SERVICES \u00a0\u00a0<\/strong><\/p>\n<p><strong>Maximize Pension Income<\/strong><\/p>\n<p>We take a deep dive look into of all your Social Security benefits along with any pension benefits that may be available. We specialize in pension maximization, specifically\u00a0<strong>401(k),<\/strong>\u00a0<strong>403(b<\/strong>),\u00a0<strong>457(b<\/strong>) Deferred Comp, <strong>IRA<\/strong>\u2019s and Thrift Savings Plans (<strong>TSP<\/strong>) and will provide you with one-on-one guidance, including survival benefit strategies.<\/p>\n<p><strong>Maximize Social Security Income<\/strong><\/p>\n<p>The Program Operating Manual (<strong>POM<\/strong>) for Social Security is 20,000 pages thick with over 700 filing strategies available.\u00a0 There are little known Social Security strategies that could apply and potentially add tens of thousands of dollars in benefits over your lifetime. Timing is everything.\u00a0 \u00a0If you don\u2019t know how much money is available to you and when it\u2019s available, let us help.\u00a0 We\u2019ll run a complimentary strategy report, walk you through all your money options and keep it simple.<\/p>\n<p><strong>Stress-Test Your Overall Retirement\u00a0\u2013 Paychecks for Life<\/strong><\/p>\n<p>Think of it this way \u2013 you\u2019ve worked hard your entire life, you\u2019re about ready to retire and now the burden shifts.\u00a0 You go from collecting a paycheck to now having to create your own paycheck or multiple paychecks that must last for the rest of your life (and your spouse\u2019s lifetime). In a sense, you are now becoming your own paycheck provider.<\/p>\n<p><strong><em>Do we have enough money to retire safely and comfortably?<\/em><\/strong><\/p>\n<p><strong><em>How much of our retirement portfolio do we want protected from market losses<\/em><\/strong><strong>?<\/strong><\/p>\n<p><strong><em>Do we know with any degree of certainty and mathematical precision how long our money is going to \u00a0last<\/em><\/strong><em>\u00a0-\u00a0<strong>10, 20, or 30 years?<\/strong><\/em><\/p>\n<p><em><strong>If we do have a \"leaky retirement boat\"- How do we fix it?<\/strong>\u00a0<\/em><\/p>\n<p>\u00a0<\/p>\n<p>If you would like to know the answers to any of these questions or have others that are important to you, just ask us a question via our secure contact form below and we\u2019ll get back to you via email within 48 hours.\u00a0 Tell us what\u2019s on your mind and we\u2019ll help point you in the right direction. \u00a0<\/p>\n<p><strong><em>\"What you leave behind is not what is engraved in stone monuments, but what is woven into the lives of others.\"<\/em><\/strong><\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>",
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