Scott E. Sidor is the President and Founder of Safe Money Concepts Financial Services, Inc. and also SMC Wealth Management. His office is located on the Mississppi River in Port Byron, IL. Mr. Sidor has been helping Quad City residents plan their retirement for more than 32 years, and specializes in the areas of IRA/401(k) distributions, tax strategies and income planning.
As an Investment Advisor (IAR) (Series 65) he must act as a fiduciary for his clients. Mr. Sidor (NPN 363441) is qualified to handle every aspect of his client's Retirement, including Income, Investments, and Estate Planning, with Safety, Growth and Income as a primary focus.
Scott and his wife Kim, live in Port Byron, IL with their son Nicholas. Mr. Sidor and his Companies are members of the Better Business Bureau and the National Ethics Association. Scott was the past President of the River Cities Rotary and is an elected Trustee and Mayor/Pro Tem of the Village of Port Byron. As an IAR (Investment Advisor Representative), he is associated with AE Wealth Management which utilizes Sterling Capital for his Clients Money under Management and TD Ameritrade as his Clearing Firm. Working along Scott, he is proud to have associate Bryan Payton as part of his Team.
US Small Business Association: Office of the Inspector General 409 3rd St, SW Washington, DC 20416 (800) 827-5722 external website
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1. Don’t pick a firm "out of a hat."
Finding a company on Google or Amazon is convenient. But it’s the equivalent of picking a name out of a hat. Better approach: Ask family, friends, and colleagues for referrals.
2. Follow the "paper trail."
If an online merchant fails to display contact info, proceed with caution.
3. Look for companies that follow "best practices."
Try to deal with companies that believe in doing business the right way. Narrow your search to those belonging to professional business associations that promote best-practice standards.
4. Tap the "wisdom of the crowd."
Understand that companies sometimes "game" review sites by giving incentives to their customers to write positive reviews or by having employees write them. Bottom line: treat reviews as an important "data point," but not the only measure by which to evaluate a company.
5. Inspect the work.
If you’re happy with what you’ve seen and heard, ask to see evidence of their work.
6. Put the firm under a microscope.
If you have any further doubts about the company—or if the purchase is very large—check with state consumer protection agencies or consider purchasing a background check on the business owners and/or principals.