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    Here you’ll find guidance and information on how to find a qualified and trustworthy businesses or professionals.

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    Need a Lawyer? Judge for Yourself

    By: National Ethics Association on February 22nd, 2013 • Comments: 0

    Going through a divorce? Launching a business? Hurt in a car accident? Writing a will? Facing a lawsuit? In any of these situations, you may consider hiring a lawyer to advise you or represent your interests. The Federal Trade Commission (FTC) offers the following advice to help you be smart when you choose — and use — legal representation.

    (Read More)


    Protection & Prevention

    Knock, Knock. Who's There? Want to Buy a Home Security System?

    By: National Ethics Association on February 20th, 2013 • Comments: 0

    Everyone wants to feel safe in their home, so when home security salespeople come knocking, their pitch can be convincing. The Federal Trade Commission (FTC), the nation's consumer protection agency, and your state Attorney General urge you to use caution when you consider what security system sales agents have to offer.

    (Read More)


    Protection & Prevention

    NEA Guide to Background Checking Your Financial Advisor

    By: National Ethics Association on January 30th, 2013 • Comments: 0

    Years ago, a million-dollar financial fraud was big news. Now, $50-million and even $50-billion financial scams have become almost commonplace. But they’re anything but routine to the consumers who have lost their life savings. They learned a hard lesson: Trust, but verify, before investing a penny.

    (Read More)


    Protection & Prevention

    How to Find a Trustworthy Home Improvement Contractor

    By: National Ethics Association on January 10th, 2013 • Comments: 0

    Whether you’re planning an addition for a growing family or simply getting new storm windows, finding a competent and reliable contractor is the first step to a successful and satisfying home improvement project.

    (Read More)


    Avoid Scams

    Deceptive Mortgage Ads: What They Say; What They Leave Out

    By: National Ethics Association on January 10th, 2013 • Comments: 0

    The Federal Trade Commission, the nation’s consumer protection agency, says that when you’re shopping for a home loan, it’s important to understand all the terms and conditions of a proposed loan. Start with what is in the ad itself. Read what’s between the lines as well as what’s in front of your eyes.

    (Read More)


    Buy Smart

    How to Track Product Safety Recalls

    By: National Ethics Association on January 3rd, 2013 • Comments: 0

    Before you buy a used vehicle or other secondhand product, check to be sure it hasn't been recalled for safety reasons. Some recalls ban the sale of an item, while others ask consumers to return the item for replacement or repair. Sometimes, a seller provides a part that reduces the danger of using the product.

    (Read More)


    Avoid Scams

    How to Avoid Home Equity Scams

    By: National Ethics Association on December 21st, 2012 • Comments: 0

    You could lose your home and your money if you borrow from unscrupulous lenders who offer you a high-cost loan based on the equity you have in your home. Certain lenders target homeowners who are elderly or who have low incomes or credit problems — and then try to take advantage of them by using deceptive practices.

    (Read More)


    Avoid Scams

    Defective Imported Drywall: Don’t Get Nailed by Bogus Tests and Treatments

    By: Harry J. Lew, NEA Chief Content Officer on November 16th, 2012 • Comments: 0

    Some U.S. homes built between 2003 and 2008 contain imported drywall, known in the press as Chinese drywall. Some consumers who live in these homes have reported problems, including a strong sulfur smell, like rotten eggs; health issues, like irritated and itchy eyes and skin, difficulty breathing, a persistent cough and headaches; and premature corrosion or deterioration of certain metal components in their homes, like air conditioner coils and wiring behind electrical outlets and inside electrical panel boxes.

    (Read More)


    Free Resources

    Free Consumer Protection Resources

    By: National Ethics Association on September 21st, 2012 • Comments: 0

    Stay safe when purchasing products and services in the marketplace. Let these resources be your guide.

    (Read More)


    Buy Smart

    How to Find the Best Mortgage for You

    By: National Ethics Association on August 27th, 2012 • Comments: 0

    Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage--whether it’s a home purchase, a refinancing, or a home equity loan--is a product, just like a car, so the price and terms may be negotiable. You’ll want to compare all the costs involved in obtaining a mortgage. Shopping, comparing, and negotiating may save you thousands of dollars.

    (Read More)


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