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    Here you’ll find guidance and information on how to find a qualified and trustworthy businesses or professionals.

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    Buy Smart

    Top 20 Ways to Lower Your E&O Risk in 2014

    By: on February 18th, 2014 • Comments: 0

    If you’re a financial advisor, you’ve no doubt read a compliance manual or three in your time. These documents are typically rule-driven, which means they can be long and dense to work with. The good news: You can also lower your errors-and-omissions insurance risk by adopting ethical values and business practices. This article (Part 1) provides 20 quick pointers for doing just that. Watch for Parts 2 and 3 in our E&O HQ in the coming weeks.

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    Buy Smart

    Be Careful When Buying Service Contracts and Extended Warranties

    By: on March 22nd, 2013 • Comments: 0

    Service contracts or “extended warranties” can add hundreds to your purchase price and are rarely worth the cost. Some duplicate warranty coverage you get automatically from a manufacturer or dealer. Ask these questions before you agree to one of these contracts.

    (Read More)


    Buy Smart

    Tips for Protecting Yourself Before You Buy

    By: on March 6th, 2013 • Comments: 0

    To avoid problems and make better decisions, use this checklist before you make a purchase.

    (Read More)


    Buy Smart

    How to Track Product Safety Recalls

    By: on January 3rd, 2013 • Comments: 0

    Before you buy a used vehicle or other secondhand product, check to be sure it hasn't been recalled for safety reasons. Some recalls ban the sale of an item, while others ask consumers to return the item for replacement or repair. Sometimes, a seller provides a part that reduces the danger of using the product.

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    Buy Smart

    How to Find the Best Mortgage for You

    By: on August 27th, 2012 • Comments: 0

    Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage--whether it’s a home purchase, a refinancing, or a home equity loan--is a product, just like a car, so the price and terms may be negotiable. You’ll want to compare all the costs involved in obtaining a mortgage. Shopping, comparing, and negotiating may save you thousands of dollars.

    (Read More)


    Buy Smart

    Six Ways to Really Check On a Company

    By: on December 8th, 2011 • Comments: 0

    Did you ever need to buy something fast? No problem. Just Google it or look it up on Amazon.com. Scan for the best price. Then enter your credit card number and click “buy.” Done deal. No fuss, no muss! This approach works fine . . . until you pick a firm that turns out to be incompetent or criminal. So protect yourself. Do your “due diligence” before you buy. A little sleuthing up front can prevent big problems later.

    (Read More)


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