The Securities and Exchange Commission and FINRA have been raising the bar on senior investor safety, conducting several initiatives since 2007. Now comes a report entitled National Senior Investor Initiative: A Coordinated of Examinations. If you are involved in serving the senior marketplace, you may want to review it.
Unfortunately, life has a way of making other plans for your business, distracting you from the straight-and-narrow ethics/compliance path. Bad people steal your merchandise, customers file and errors-and-omissions insurance complaints, or you get into a car accident while on company business. In such cases, having behaved ethically and legally may well limit the damage, but you still need help to deal with the financial implications of the loss. Enter insurance.
A business is only as strong as its weakest partner. If any one element is incompetent or unethical, the entire enterprise can topple, smashing everyone’s reputation and creating potential legal problems.
Everyone wants to feel safe in their home, so when home security salespeople come knocking, their pitch can be convincing. The Federal Trade Commission (FTC), the nation's consumer protection agency, and your state Attorney General urge you to use caution when you consider what security system sales agents have to offer.
Years ago, a million-dollar financial fraud was big news. Now, $50-million and even $50-billion financial scams have become almost commonplace. But they’re anything but routine to the consumers who have lost their life savings. They learned a hard lesson: Trust, but verify, before investing a penny.
Whether you’re planning an addition for a growing family or simply getting new storm windows, finding a competent and reliable contractor is the first step to a successful and satisfying home improvement project.